Monthly Archives: September 2016

Dick DeVos Changing Lives in Michigan Through Philanthropy

One of the sad facts of the American Republic is the loss of personal responsibility in our current generation. Highly successful businessmen like Dick DeVos regret that many youth do not grow up with positive role models to guide their personal and career development. Dick DeVos has dedicated his life to helping make sure that those who are under served in education and business are given quality opportunities to succeed. Dick has experience with global issues, having served as Amway International’s Vice President. Dick DeVos has served on many organizational boards, including RDV Corporation, Willow Creek Association, Spectrum Health System, and Thunderbird School of Global Management.


The objective by the Dick & Betsy DeVos Family Foundation is to be a catalyst for other organizations that are not receiving the funding they need to revitalize the Michigan economy. Organizations like the Boy Scouts of America can be a positive influence in the lives of youth who want to grow up to be responsible adults who care for their communities. Dick DeVos’ father, Richard M. DeVos, outlined two important values that can help America become better, God and free enterprise, in his book Believe!


After the tragic recession that occurred in 2008, there is a deep need for the wealthy of America to unite and help those who cannot pay their daily bills. One of the core problems in America today is the corruption found in the teacher’s unions, who are often self-serving. In a 2002 speech, Dick DeVos described his frustration with the arrogant nature of the American education establishment. DeVos is particularly concerned that many parents of children are not trying to change the outcomes of their child’s education through voter activism.


Dick DeVos has used the family fortune to help fix downtown Grand Rapids Michigan. Some of the character values that Dick DeVos emphasizes for having a healthy personal philosophy are compassion, fairness, honesty, humility, moral courage, self-discipline, and thoughtfulness.


It is these core moral virtues that DeVos feels could transform America. The cultural problem is that many Americans are biased, deceptive, proud, cowardly, lazy, and inconsiderate. This is partly because they had no good role models in their early years to teach them differently. DeVos wants to help American youth by transforming their education. He has devoted a lot of his family fortune to getting charter school measures on the ballot. The goal of Dick DeVos is to see charter schools transforming student outcomes through greater freedom.


Executive Team at Davos Real Estate Group Launch New Mobile Real Estate Investment App

Davos Real Estate Group have introduced a new mobile app, “Davos CAP Calculator” on the iPhone and Android platforms. It allows real estate investors to estimate the return on investment from a potential property.

Davos Real Estate Group (REG) is an independent subsidiary of Davos Financial Group, and a leader in the Latin American real estate investment market, offering comprehensive financial advice for more than twenty years. REG helps each investor formulate a strategy based on their individual needs. Their team consists of licensed professional specialists in multiple financial spheres, bringing their expertise to clients in specific investment sectors.

Davos REG Executive Director Gerard González worked closely with application developer Tecknolution on the function and design of the Davos CAP Calculator. The app allows users to estimate after-expense profits for a given investment property. This is the first release in a series of complementary apps which will give clients the ability to identify properties and forward historical real estate reports to their Davos REG agent using live chat.

CEO David Osio relates, “In line with our objective of providing the most comprehensive financial advice to our clients, we recognized the advantages of offering them a mobile application that allows us to better counsel them in investing in U.S. real estate.”

González adds “We developed the Davos CAP Calculator as an innovative tool to allow investors to have a much clearer financial vision when considering a property. With this app, clients can estimate the price of rent that best suits their income target.”

Upcoming apps include a “Mortgage Calculator” which will give Davos’ clients the ability to estimate their mortgage based on projections by the bank on funding period and interest rate.

Davos REG has expanded their vision in recent months. In addition to developing the Davos CAP Calculator, the company has been developing new strategic partnerships with real estate agents in Europe, initially in Spain. Their overall agent base has grown by more than 60%, which has resulted in sales growth of 75% in the first two quarters of 2016.

Davos founder David Osio has extensive experience in business management and financial services. He has been a leader in the Venezuelan and Latin American market in banking, financial advising, and financial law. Osio graduated with honors from the Universidad Catolica Andres Bello in Caracas, Venezuela, earning his degree with emphases in international studies, finance, and banking. He later did postgraduate studies at the
Instituto de Estudios Superiores de Administración.

After highly successful stints in marketing and banking law, Osio ventured out on his own to form the Davos Financial Group of Companies in 1993. Today, the Davos group is an eminent name, in both the financial arena and social responsibility.

Follow Osio on Twitter @davidosio1

An Amazing Product For Curly Hair

I’ve lived with immensely thick and curly hair my entire life. I am one of only two people in my family to have curly hair; the other being my uncle who didn’t care too much about his appearance. Needless to say, I didn’t have someone that could teach me how to tame and manage my wild locks.

Through the years I have tried various methods to control my hair. Every product that claimed to control frizz and accentuate my natural hair never lived up to my expectations. My beautiful spirals were always left crunchy, stiff, weighed down, or oily. I’ve even cut all of my hair off at one point so I wouldn’t have to deal with it. When I was ready to give up on my hair, I discovered Wen.

WEN by Chaz, a well-known product in the beauty industry, makes many promises. Chaz (, the creator of Wen, claims the cleansing conditioner can replace multiple products. The Wen cleansing conditioner is supposed to replace your shampoo, conditioner, deep conditioner, detangler, and leave-in conditioner. Wen cleansing conditioner products are Sephora available and can also be ordered directly from the Amazon website.

The product consists of natural ingredients that aid the overall health of hair. It doesn’t contain harsh chemicals like other hair cleansing products tend to have. Wen is designed to restore strength, shine, and moisture to hair without the natural oils. It is also designed to improve hair manageability.

Naturally, I was skeptical. Surely a product that claimed to be good for all hair types couldn’t exist. But I decided to give it a chance. With low expectations, I made my purchase. I followed the recommended routine with a head full of doubt. But upon drying my hair after the first use, I was in shock; Wen held its promises. I now use Wen regularly, and I’ve learned to love my hair.

Read the Guthy Renker product review here:


Be a Wen Hair Facebook fan!

The Next Generation of Cell Phones

The great thing about living during a time with some of the best resources and machinery is that there are opportunities to create greater products. Cell phones have become a huge part of everyday lives used to search for answers on Google, watch education videos, call clients across the world, and collaborate with others on text editors. Most Americans know about the big name service providers such as At&t, Verizon, Sprint, T-mobile, and Cricket Wireless, but have you heard about the latest startup, FreedomPop? Here is a freedompop review:

FreedomPop is a newly established service provider that is entering a niche market of cheap cell phone planes. Many of the service providers right now are offering expensive contracts that some may not be able to afford. FreedomPop is looking to take some of the customers from the larger service companies and change the market to offer much lower prices.

This new company has been working on free, basic cellular voice and data plans. In addition, they are working on implementing free WiFi hotspots around the world (specifically all across the United States). With FreedomPop anyone can get automatic sign-on access at any of the hotspots around the United States.

This new setup can change the way customers use high speed data. Freedompop claims that 90% of data used by customers is over WiFi. WiFi has become increasingly more popular than data.

During the first quarter of 2015, FreedomPop was able to start rolling out the data plans and experiment with results. It is very important that it works consistently well so the company is taking their time rolling out all of the hotspots and features.

Freedompop is not a liberty to say who provides the WiFi at each station, but most larger retailers will have free WiFi. The company is partnering with a few retailers to roll out the free WiFi. McDonald’s, Starbucks, and Burger King seemed to be already partnered with either At&t or Google, so it will be interesting to see who freedompop will go after.

Overall FreedomPop will continue to keep building hotspots and roll out affordable service plans to bring in new customers and keep them hooked. The basic plans they offer right now include 200 minutes of calls, 500 texts, 500MB data/month. If a customer would like more than that they are going to have pay. With that said, when there are more WIFI hotspots around the globe, it won’t matter that customers are getting low amounts of data every month because WIFI is free for users.

Fabletics Builds Its Style And Shows It Off

People love beauty. A large part of beauty is style and fashion. However, there are certain parts of fashion that have been neglected for the most part. This is the active wear section of fashion. There is a limit on what is available. The mentality when it comes to athletic clothing was probably strictly that of necessity. Don Ressler has shown that Fabletics and athletic activities do not need to be left out of beauty. There is room for style and beauty when it comes to athletic clothing. Now, people could take part in physical activity and enjoy the fashion that they have.

Fabletics builds its style with uniquely designed clothes. There are a ton of different articles of clothing and outfits that are well fitted. Fabletics allows people to not only feel better about what they are wearing, but also exercise better. A lot of the quality of working out depends on the fit of the clothes. The clothes and accessories offered are not only fun looking, but they also draw attention to the best parts of the body. Therefore, women who wear the clothes that are offered at Fabletics on Instagram will find themselves very excited about the clothes they are wearing.

It is not enough to build style. It is also important to showcase the style. One reason for showing off the style is to help capture the imagination of people. Fabletics manages this with the help of Kate Hudson. She shows the different outfits that are available at the retailer. When people see what is available, they will be interested in what they could find for themselves. Fabletics shows a lot of products that help people use their imaginations and creativity on in order to find outfits that help them stand out and make them feel good about what they have put together.